Is Solar Still Worth It Without the Tax Credit?
The 30% solar tax credit is gone — does solar still make sense with low equipment costs, rising electricity rates, and new financing options?
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Let's put solar on your home.
We've been designing, selling, and installing high-quality solar on homes in Virginia since 2015.
- Why Go Solar?
- How Solar Works
- Solar Inverters: The Heart of Your System
- Solar + Battery Storage
- Roof-Mounted vs. Ground-Mounted Solar Systems
- How Much Does It Cost to Install Solar?
- Why You Should Work With Virtue Solar
- Solar Maintenance & Longevity
- Virtue's 30-year Warranty
- Our Residential Solar Installation Process
- Frequently Asked Questions
Solar Panels for Your Home in Virginia: A Complete Guide
Our goal is to make getting solar on your home easy. Here you'll find answers to your questions about going solar in Virginia, as well as a form to get a free solar quote.
Our company has been in installing solar on Virginia homes for over ten years, and has one of the most experienced solar teams in the state.
We handle every step of the process, from sales, to design, to installation. We are solar installers, not solar salesmen. If you're looking for honest advice and professional design for your solar power project, we are here to help.
Let's jump in!Why Go Solar
Lower Your Electricity Bills
Solar lets you lock in predictable energy costs and protect your household from rising utility rates. With Virginia electricity prices climbing year after year, generating your own power is one of the smartest investments you can make.
Increase Your Home's Value
Most homeowners spend $1000 - $2000 a year on electric bills. Solar can reduce this to almost nothing, in addition to powering your home with clean, renewable energy.
Studies also show that solar makes it easier to resell your home for a premium.
Help the Planet Out
By going solar, you reduce your reliance on fossil fuels and lower your carbon footprint--without changing a single habit.
Unlike utility-scale power plants, rooftop solar generates electricity without emissions, waste, or water use. It's a simple way to make a long-term difference while keeping more money in your pocket.
Modern solar panels offset their embodied energy in about a year and are warrantied to produce for 25.
How Solar Works
How Solar Works
Solar panels might seem like magic, but they're actually pretty straightforward. When sunlight hits your solar panels, they generate direct current (DC) electricity.
Since your home runs on alternating current (AC), an inverter converts that DC power into usable AC electricity. This power goes straight into your home, supplying your appliances, lights, and everything else that needs electricity.
When your panels produce more power than you need, the extra energy flows back to the utility company in exchange for credits--a system called net metering.
In Virginia, net metering operates as a 1:1 exchange, meaning for every extra kilowatt-hour (kWh) you send to the grid, you get a full kWh credit to use later.
Solar Inverters: The Heart of Your Solar Home
Your solar panels generate electricity, but the inverter is what makes it usable in your home. Choosing the right inverter, in our experience, is even more important than the solar panels. Data has shown that inverters are the cause of most serious failures, meaning reliability is king here.
For ground-mounted systems, we typically recommend string inverters from Fronius or SMA. They are cost-effective, efficient, and have a long track record of reliability. Since ground-mounted arrays are easily accessible for maintenance, string inverters make practical sense.
For roof-mounted systems, we strongly recommend Enphase microinverters. Unlike string inverters, which connect all panels together, microinverters work independently on each panel. This improves performance in shaded conditions and reduces the risk of system-wide failures.
What About Power Outages?
If your system is grid-tied (like most residential solar systems), it will shut off during an outage for safety reasons. However, if you want backup power, a battery-backup system can keep essential appliances running when the grid goes down.
Whether it's keeping the lights on during a storm or powering critical medical equipment, a solar + battery backup system gives you energy security and peace of mind.
If backup power is a priority, we offer free site visits to assess your home's electric needs, so we can design the right backup solution for your home.
Solar + Battery Storage
Benefits of Backup Power
Adding battery storage to your residential solar system provides reliable backup power during outages, keeping essential appliances running even when the grid goes down.
Unlike generators, batteries are silent, require no fuel, and recharge automatically from your solar panels. With increasing grid instability and power outages, battery storage offers peace of mind and energy independence for Virginia homeowners.
Overview of Home Batteries
We install Enphase IQ Batteries and FranklinWH batteries, which offer seamless backup power, smart energy management, and reliable performance. These batteries store excess solar energy for later use, allowing homeowners to reduce grid reliance and maximize savings.
Roof-Mounted vs. Ground-Mounted Solar Systems
We install both roof-mounted and ground-mounted solar systems, giving homeowners flexibility based on their property and energy goals.
Roof-mounted solar panels are the most common choice offering a lower upfront cost and efficient use of space, especially for homes with a good south-facing roof.
However, if your roof isn't ideal due to shading, age, or space constraints, a ground-mounted system can be a great alternative. These systems often perform better because they can be positioned at the perfect angle and kept free from obstructions. While they require more space and a higher upfront investment, they're easier to maintain over time.
Get a free solar quote
We'll create a custom model of your home, and show you how solar looks, what it will cost, and what solar incentives are available.
- Industry leading shade analysis
- Full system cost
- Solar incentives
- Estimated savings
- Solar production estimates
- 3D model of solar on your home
- Complete list of proposed equipment
a quick comparison of
Roof Mounted vs. Ground Mounted Solar Systems
| Feature | Roof-Mounted Solar | Ground-Mounted Solar |
|---|---|---|
| Cost | Lower upfront cost | Higher upfront cost |
| Space | Uses existing roof space | Requires open yard space |
| Efficiency | Limited by roof angle | Optimized for best sun exposure |
| Maintenance | Harder to access | Easier to access and maintain |
| Installation Time | Typically faster | Requires more site preparation |
How Much Does Solar Cost for An Average Size Home?
Average Solar Installation Costs in Virginia
In Virginia, the average cost of a residential solar system (without batteries) ranges from $2.75 to $3.50 per watt before incentives.
That means a typical 8 kW system might cost between $22,000 and $28,000 before incentives, while a larger 12 kW system could be in the $33,000 to $42,000 range.
But here's the good news--incentives can significantly reduce your net costs.
Going Solar in 2026
The residential solar tax credit for homeowners ended on December 31, 2025--but that doesn't mean solar is out of reach. Through third-party ownership (TPO), homeowners can go solar with no upfront cost.
We install & maintain the system, and you pay the third-party a flat-monthly rate--typically much less than what you'd pay the utility. You can lock in a predictable rate, get guaranteed energy production, with no service or maintenance costs.
Solar Renewable Energy Credits (SRECs)
Homeowners in Virginia can earn extra income through Solar Renewable Energy Credits (SRECs).
For every 1,000 kilowatt-hours (kWh) your solar system produces, you earn 1 SREC, which can then be sold on the market. SRECs in Virginia are selling for about $32 each in 2025--which can add up quickly.
For a typical 10 kW solar system, you might generate 12-14 SRECs per year, translating to an extra $384 to $448 annually--essentially another 20% in savings on top of your reduced electricity bill.
Best of all, we handle SREC registration for you, so you can start earning as soon as your system is up and running.
- 30-year warranty
- Established in 2015
- Over 3,500kW of solar installed
- BBB Accredited (A+ rating)
- Owner-operated
- In-house solar install team
- NABCEP Certified solar installers
- Class A Contractor (AES Certified)
Why you should choose us
Matt started Virtue Solar in 2015 as a one-man shop with a Subaru Outback and a borrowed trailer. Over the years, Virtue has grown from the smallest company around to one of the top solar companies in Virginia. Our goal has always been to focus on doing the right thing.
This starts with our employees, by providing full benefits for every team member, profit sharing, and a genuine commitment to keeping our team happy. For our customers, we want to provide the best experience possible. Our reviews and testimonials are a glimpse of how we treat others. If you've read them and thought, "These are too good to be true," they're not. We've made mistakes just like anyone else, but we've addressed them by focusing on doing what's right, and working with our customers to make sure that they are satisfied with the end result.
We truly believe that we offer the highest-quality solar installations in the area, and offer a 30-year warranty to back it up. If you're looking for local solar installers who are passionate about what they do, you've found us.
Solar Maintenance & Longevity
How long do solar panels last?
Modern solar panels are built to last, with most high-quality panels producing power for 30+ years. While efficiency slightly decreases over time, reputable brands maintain over 90% output after 25 years.
Maintenance Requirements
Solar panels require minimal maintenance, as they have no moving parts. In most cases, rain naturally cleans the panels, but occasional cleaning or inspections may help maximize performance.
30-Year warranty, for complete peace of mind
- We handle repairs & service
- Parts & labor are covered
- Covers panels, inverters, racking, and batteries
- Battery replacement
- Roof penetrations covered
- Fully transferable warranty
- $0 deductible
- Fully backed by a third party
Our Residential Solar Installation Process
Free Solar Assessment & Proposal
We start with a quick call or email to understand your energy goals. Using your electric usage, LIDAR data, and satellite imagery, we design a custom solar system tailored to your home. Your proposal includes:
- Estimated energy production
- Potential savings
- Upfront cost and available incentives
- Equipment details
The solar assessment & proposal are completely free, with no obligation.
Site Visit
If you like the proposal, the next step is an on-site visit. We'll take measurements, answer your questions, and confirm that the system will perform as expected. This step ensures a seamless installation with no surprises.
Contract Signing
Once you're ready to move forward, we finalize the design and sign the contract--partnering together to bring clean, affordable energy to your home!
Permitting & Paperwork
We handle all the red tape, including:
- County building permits
- Utility interconnection paperwork
- Assistance with HOA approvals
No headaches for you--we take care of it.
Installation & Inspection
Installation typically takes 2-3 days (longer for larger or more complex systems). Our experienced team ensures a clean, professional install, and we coordinate all inspections with the county to ensure compliance.
Before we wrap up, we walk you through the system, showing you exactly how it works. At this stage, we also request Permission to Operate (PTO) from the utility--the final approval before your system goes live.
Activation, SREC Registration & Long-Term Support
Once PTO is granted (utilities have up to 30 days in Virginia), it's time to flip the switch and start generating your own clean energy!
We also take care of your SREC registration, so you can earn income from the renewable energy credits your system produces.
And our commitment doesn't end there--we provide free system monitoring, service, and technical support to ensure your system operates at peak performance for years to come.
Residential Solar Articles
Virtue Solar Now Offers TPO Solar Financing
Virtue Solar now offers TPO solar for Virginia homeowners — go solar with $0 upfront and a lower, predictable monthly payment.
How to Lock In 25 Years of Low Energy Rates in 2026
Learn how Virginia homeowners can lock in 25 years of predictable energy costs with solar in 2026—including $0-down options now available!
What our customers say
“I looked at several solar providers but chose Virtue because they were low pressure, responsive, honest and local.”
“I recommend Virtue, without reservation, as the best of all the local solar companies I've dealt with, by far.”
“Peter and Matt were very helpful in getting my system designed for my needs. I can't stress enough how happy I am that a local company did such a superb job.”
Solar For Home: Frequently Asked Questions
How long does it take to install a solar system?
The actual installation takes 2-3 days, but the full process--including permitting, utility approvals, and inspections--typically takes 2-3 months from start to finish.
Can I install solar panels myself, or do I need a professional installer?
While DIY solar kits exist, purchasing a solar kit is a lot like purchasing your own 2x4s for a garage. You should still hire a professional to build it.
Solar is complex, and to properly install, design, and maintain it it's highly recommended to hire a solar installer.
In over a decade of working in solar, I have only seen one DIY install that didn't frighten me, or have countless code issues. Since the name of the game in solar is reliability, it's highly recommended to have your system professionally installed.
What happens to my solar panels if I move?
Solar panels increase home value, making it easier to sell. As long as you are purchasing with cash or a loan, the system will be sold with the home. Leases can be trickier, and you would need to make sure your buyer is up for taking over the solar lease.
Will my home insurance go up if I install solar?
Some insurance providers may slightly increase coverage to protect your system, but the added value often outweighs any cost increase. It's best to check with your provider, and be sure to get it added so your system is covered in the event of an emergency.
How do solar panels perform in winter or cloudy weather?
Solar panels still generate power on cloudy days, though at a reduced output. Solar panels still work in winter. Although snow can temporarily block sunlight, panels naturally shed snow due to their smooth surface and angle.
What happens when the grid goes out?
Without battery backup, grid-tied solar shuts down during outages for safety reasons. A battery backup system allows you to keep essential appliances running when the grid is down.
Can I add a battery later?
Yes! If you start with a grid-tied solar system, you can add a battery later. Some inverters only work with certain batteries, so if storage is part of your future plan, it's a good idea to discuss that with us. That way we can design your system to easily add a home battery in the future.
Do I need a new roof before installing solar?
If your roof is older than 10-15 years, it's worth evaluating its condition before installing solar. We can make a preliminary assessment during our site-visit free of charge, but usually recommend getting a roofer to inspect it if you are unsure of your roofs condition.
How do I monitor my solar system's performance?
All of our home solar systems come with an online monitoring app that lets you track energy production on your phone or computer.
What are solar dealer fees?
If you see a 0% or ultra-low interest rate loan, be aware that dealer fees are often hidden in the total price. These fees can increase the system cost by 30-40%. We believe in transparency--always ask for the cash price vs. the financed price to understand what you're paying.
What financing options are available for solar?
Homeowners can pay cash, take out a solar loan, or (less commonly) lease panels. Cash offers the best return, while loans allow savings with little to no upfront cost. We offer loans with no dealer-fees to our customers.
Do I need to upgrade my electrical panel for solar?
Very rarely homes may require an electrical panel upgrade to accommodate solar. During our site-visit we can assess the condition of your panel, and make a recommendation.
If you are installing whole-home backup, that can be a great time to upgrade your electrical panels, since there will be less duplicate work. This may be the time to consider a SPAN smart panel as well, to extend your battery life and get more control over your energy.
Are there HOA restrictions for installing solar?
In Virginia, HOAs cannot prohibit solar, but they may have reasonable restrictions on placement. We help homeowners navigate these regulations to ensure compliance.
